Demat Accounts for Residents

Standalone Demat Account

IDBI Bank's standalone Demat account is a secure and convenient solution for individuals looking to hold and manage their securities in a digital format, with features such as easy tracking of holdings, reduced paperwork, and faster settlement of transactions.

Open your Standalone Demat account with IDBI Bank instantly and easily

  • Online Paperless - It can be opened online through Go Mobile + App or I-Net Banking. No physical documentation or signature needed.
  • Keep your ESOPs hassle-free
  • Apply for ASBA IPOs in just a few clicks
  • Offline Simplified – An abridged – 2 pager Demat Account Opening Application form that can be downloaded from here, and submitted at any of our branches without requirement of additional KYC documents. Option available to our existing KYC complied Customer only.
3 IN 1 Demat Account

Introducing IDBI Bank 3-in-1 Demat Account: Seamlessly Connect, Trade, and Grow

Unlock the power of integrated banking and trading with IDBI Bank's 3-in-1 Demat Account, a comprehensive financial solution designed to simplify your investment journey. With this unique offering, you can enjoy the convenience of a Demat Account and Savings Account with IDBI Bank, combined with a Trading Account with ICMS (IDBI Capital Markets & Securities Ltd.). Explore the myriad features, benefits, and advantages that come with our 3-in-1 Demat Account:

1. Convenience and Seamless Integration:

  • Connect your Demat, Savings, and Trading accounts seamlessly, eliminating the need for multiple platforms and logins.
  • Enjoy hassle-free transactions with instant fund transfers between your Demat and Savings accounts.
  • Experience a unified view of your investments and banking activities, simplifying your financial management.

2. Robust Trading Platform:

  • Gain access to ICMS, trading platform known for its innovative technology and comprehensive features.
  • Execute trades quickly and efficiently across a wide range of financial instruments, including equities, derivatives, and more.
  • Leverage advanced charting tools, real-time market data, and research reports to make informed investment decisions.

3. Enhanced Security:

  • Benefit from the high-security standards offered by IDBI Bank and ICMS, ensuring the safety of your investments and transactions.
  • Get instant SMS and email notifications for all your trading activities, keeping you informed and in control at all times.

4. Investment Opportunities:

  • Access a wide array of investment options, including shares, mutual funds, IPOs (Initial Public Offerings), bonds, and more.
  • Tap into ICMS's research and expert insights to identify potential investment opportunities and make well-informed decisions.
  • Seamlessly integrate your investment strategy with your existing banking relationship, maximizing convenience and efficiency.

5. Competitive Pricing:

  • Avail of attractive pricing structures, brokerage rates, and transaction charges, ensuring cost-effectiveness in your trading activities.
  • Access exclusive offers and discounts on brokerage fees, enhancing your overall trading experience.

Explore the wide range of investment opportunities available through the 3-in-1 Account, enabling you to diversify your portfolio and maximize your financial growth.

Functioning of the 3-in-1 Account

When making purchases:

  • When you initiate a buy order, the necessary funds are allocated from your Savings Account to your Trading Account using the 'Fund Hold' feature.
  • The buy order is then transmitted to the exchange.
  • Once a matching sell order is received, the trade is executed.
  • The actual transactional value is debited from your Savings Account.
  • Within two working days, the purchased shares are automatically credited to your linked Demat Account.

When making sales:

  • When you place a sell order, the shares are allocated from your Demat Account to your Trading Account using the 'Hold Securities' feature.
  • The sell order is then sent to the exchange.
  • Once a matching buy order is received, the trade is executed.
  • The actual sell quantity of shares is debited from your Demat Account.
  • Within two working days, the funds from the sale are automatically credited to your linked Savings Account.
Investment Opportunities with the 3-in-1 Account
  • Equity: Purchase shares of companies on the stock market, earning dividends or trading them later for profits.
  • Mutual Funds:Invest in pooled funds managed by professionals who invest in securities such as stocks and bonds to generate profits.
  • Exchange-Traded Funds (ETFs): Invest in a type of fund that is traded on a stock exchange like mutual funds.
  • NCDs, Bonds, and Corporate FDs: Invest in non-convertible debentures, bonds, and corporate fixed deposits, which are fixed-income instruments issued by companies and governments to raise funds.
  • Systematic Investment Plan (SIP): Invest in mutual funds through regular and affordable payments, making investing easier.
  • Derivatives: Engage in trading securities whose value is derived from an underlying asset.
  • Tax Saving: Invest in instruments that provide exemptions and deductions to reduce taxable income while growing your investments.

Open your IDBI Bank 3-in-1 Demat Account today and experience the convenience of managing your investments, savings, and trading activities under one roof. Unleash the power of integration and take control of your financial journey like never before.

Invest with confidence and empower your financial future with the IDBI Bank 3-in-1 Demat Account.